#Home inventory categories how to#
#Home inventory categories serial numbers#
#Home inventory categories serial number#
#Home inventory categories free#

While there’s no one right way to create a home inventory list, there are some guidelines that can help save you headaches in the future.

#Home inventory categories how to#

How to Create a Home InventoryĪ home inventory is a record of your personal possessions and their estimated value. Creating a home inventory list before disaster strikes can go a long way toward a smooth and fruitful claims process. If your home were to burn down, for example, you’d likely have a hard time providing proof of ownership for all your belongings, which can make the claims process tricky. If you’re like most people, you’re probably forgetting about dozens, if not hundreds of items. If you do this, it shouldn’t take much effort to keep your inventory list current.Close your eyes and try to imagine every item in your home. Add big-ticket items, as soon as you purchase them and review your list once a year, to make any necessary updates. Then, be diligent about keeping your home inventory list up to date. Once you’ve finished inventorying your home, schedule an appointment with your insurance agent to review your policy, and determine if you still have enough coverage.

Review Your Insurance Policy and Home Inventory Checklist Often This will ensure that should your home ever be destroyed, your home inventory list won’t be destroyed with it. I recommend storing one at home (either on your computer or in a fire safe), one somewhere off-site (this can be in a safety deposit box or at a trusted friend or family member’s house) and one on the cloud. Make three copies of your home inventory checklist, and store each one in a different location.

Print Home Inventory List Where to Keep Your Home Inventory Checklist This will protect you, should you ever suffer a loss due to a power outage. And don’t forget to document the contents of your freezer(s) and pantry, if you’re a stockpiler. If you have a garage, shed or other outbuildings, be sure to document the contents of those, too. There’s a column on my home inventory list for this purpose. If your home is ever burglarized, this will help police to identify your stolen property.

#Home inventory categories serial number#

Take the time to write down the serial number on your electronics. Should you ever have to file a claim, you’ll need clear proof of what you lost. So, if you have built in shelving, high-end finishes or other custom details, be sure to capture those. It’s important to capture the contents of each room, but it’s just as important to highlight each room’s unique features. Locate the receipts for big-ticket items, and take photos or videos to back up your inventory list. Go through your home room by room, and document everything you own. It’s pre-filled with common belongings, and has plenty of space for you to add more. The result is this 17-page home inventory checklist. None of them seem to give you enough space to list your belongings, or to include all the areas in your home that you need to itemize.

#Home inventory categories free#

I created this checklist after a neighbor’s tree fell on our house because I found the free versions that insurance companies provide to be lacking. Sound like a big task? It is, but my free, printable home inventory checklist will help you get through it. This is a must for everyone, whether you rent or own your home. Protect yourself, and all the things you’ve worked so hard for, by creating a detailed inventory of everything in your house. And that means all those insurance premiums you’ve been paying will have been for naught.

#Home inventory categories serial numbers#

If something were to happen to your house, would you be able to provide your insurance company with a detailed list of everything you’d lost, along with the receipts, model numbers, serial numbers and photos to back it up? Because if not, your insurance company isn’t likely to pay your claim.